Privacy Policy

Who We Are

Hisabchi ("हिसाबची") is an online accounting and inventory management service for brick and small businesses in India, accessible at hisabchi.com. By using this service, you agree to the terms described in this Privacy Policy.

What We Collect

• Mobile phone number — used only for OTP-based login; stored encrypted using AES-256-GCM
• Business data you enter — company names, ledger entries, sales, purchases, payments, attendance records
• Login activity — timestamps, device type, and IP address (for security audit logs only)

How We Use Your Data

• To provide the Hisabchi service and your account
• To send OTP verification messages via SMS (MSG91)
• To notify you about payment and subscription status (Razorpay)
• To detect and prevent misuse or unauthorized access

We Do Not Sell Your Data

We do not sell, rent, or share your personal or business data with any third party for marketing, advertising, or commercial purposes. Your data is used solely to operate and improve the Hisabchi service.

Third-Party Services

We use the following trusted third-party services to operate Hisabchi:

• MSG91 — OTP SMS delivery (India). Their privacy policy
• Razorpay — Payment processing (PCI-DSS compliant). We never store or see your card or UPI details. Their privacy policy

Data Security

• Your mobile number is stored encrypted (AES-256-GCM)
• All data is transmitted over HTTPS (TLS)
• Daily automated backups, encrypted at rest
• Session activity is logged for fraud and unauthorized access detection
• Data is isolated per business — no tenant can access another's data

Data Retention & Deletion

Your data is retained as long as your account is active. If you stop using Hisabchi, your data may be retained for up to 90 days before automated deletion. To request immediate account deletion and complete data erasure, contact us using the details below.

Service Availability

Hisabchi is designed for businesses operating in India. Access from outside India is not supported and may be automatically blocked for security reasons.

Changes to This Policy

We may update this Privacy Policy from time to time. The updated date will always be shown at the top of this page. Continued use of the service after changes means you accept the updated policy.